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$4,000 To Help Cover Prescription Drug Costs

Getty Images by Mario Tama

Thousands of Michigan seniors are missing out on prescription drug savings.

According to the latest data single seniors with an income less than $17,235 or a married couple with an income less than $23,265 may qualify for savings according to Howard Bedlin, vice president of public policy and advocacy for the Washington-based National Council on Aging, a nonprofit service and advocacy organization.

Many seniors just don’t know the help is out there for them to ask.

The Medicare subsidy reduces out-of-pocket costs for prescription drugs under Medicare Part D, a federal prescription drug program mostly for those older than 65.

Here is how it can happen once a senior is approved, his or her insurer is notified. And in 2014, that beneficiary will pay no premiums, no deductibles, and no more than $6.35 for an insured prescription — an average savings of $4,000 a year, according to the National Council on Aging.

According to the latest date nearly 1 in 5 Michigan seniors lives on less than $17,505 a year, or 150% of the poverty level.

So contact Medicare or the Council on Aging and find out how to receive these subsidies.

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